Published On: Tue, Jun 18th, 2019

State pension age: When can you claim state pension? How to check UK state pension age | Personal Finance | Finance

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The state pension age has been increasing for women in recent years, in a bid for state pension age parity between men and women. The changes recently underwent a judicial review, following a campaign by the group Backto60. State pension age parity between men and women was reached in October last year, with the state pension age being 65 for both sexes. Ahead of changes which began to come into effect in 2010, it previously stood at 60 for women, and 65 for men.

Now, the state pension age is gradually rising again, under government plans.

What is the current state pension age?

Due to the gradual increases, it comes down to when a person was born, as to what their state pension age will be.

The website has a state pension age calculator, which allows users to check what their state pension age will be, and on what date they will reach state pension age.

According to the latest plans on the rise, the state pension age is set to reach 66 for both men and women in October 2020.

Between 2026 and 2028, the state pension age is due to reach 67.

While a revised timetable hasn’t been confirmed, the state pension age may increase to 68 between 2037 and 2039.

This intention was proposed by the government in July 2017, and is seven years earlier than planned.

However, the amendment hasn’t been approved by parliament as yet. Under current law, the increase means the state pension age would reach 68 between 2044 and 2046.

A Department for Work and Pensions spokesperson previously said: “The government decided more than 20 years ago that it was going to make the State Pension age the same for men and women as a long-overdue move towards gender equality, and this has been clearly communicated.

“People are living longer so we need to raise the age at which all of us can draw a State Pension so it is sustainable now and for future generations.”

How much a person gets on the state pension will depend on their National Insurance record.

The full new state pension amount is currently £168.60 per week.

This differs to the basic state pension – which is available to men born before April 6, 1951, and women born before April 6, 1953.

The maximum amount on this type of state pension is £129.20 per week.

It is possible to get a state pension forecast online, or via a paper statement.

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